The aim of the following research is to provide a brief insight into employee loyalty towards their organization and its effects on working conditions, working environment, and bonus and incentives. As employees are considered to be key strategic assets of every organization so it is essential for the organization to study the factors which produce a profound effect on loyalty. Loyalty is said to be a unique composition of employee attributes depicting a higher quality which is difficult to find significantly affecting the prevailing organization succession. For the progression of the research findings, the precedent research followed a T-test, F-test, ANOVA, multiple regressions, Factor analysis, Durbin Watson, correlation as the methodology. The following methodology aid inevaluating the crucial elements of the organization significantly affecting the employee loyalty. Moreover, in the research working condition, working environment and bonus and incentives served as the dependent variable, while employee loyalty as the independent variable. The researcher has employed the calculation of the observation from self-design 100 questionnaires which were filled by Muslim commercial bank employees in all over Karachi, all result have significant impact at 5% alpha. On the basis of data, it can be concluded that the determinants of the independent variable of the current dissertation have a significant impact on employee loyalty. Moreover, all of the three independent variables have been accepted. Therefore, it is feasible to suggest that the organization should focus on the prevailing variables for enhancing the performance of the organization and driving the optimal outcome for securing the leading position in the industry.