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Transformasi Digital Pt Bank Jago Tbk dari Bank Konvensional menjadi Bank Digital

Authors: Restiana Ie Tjoe Linggadjaya; Bontor Sitio; Patar Situmorang;

Transformasi Digital Pt Bank Jago Tbk dari Bank Konvensional menjadi Bank Digital

Abstract

Penelitian ini bertujuan untuk melakukan studi atas transformasi strategi bisnis dari PT Bank Jago Tbk (Bank Jago), yang merupakan suatu transformasi digital dari sebelumnya Bank Artos yang merupakan sebuah bank konvensional, kemudian berubah menjadi bank digital. Penelitian ini mengusung topik penelitian yang relatif baru yaitu transformasi digital pada Bank di Indonesia. Populasi penelitian adalah seluruh bank digital di Indonesia, dengan total 5 bank digital dan 7 bank yang dalam proses go digital. Namun, dengan keterbatasan data yang ada mengenai bank digital, pembahasan dilakukan pada Bank Jago dari sisi keuangan, lima domain transformasi digital menurut Rogers (2016), dan studi komparatif kinerja bank secara terbatas dengan bank Buku III (dimana Bank Jago merupakan salah satu bank Buku III) dan Bank agregat pada umumnya. Hasil penelitian ini adalah Bank Jago telah melakukan strategi bisnis yang tepat sesuai dengan lima domain transformasi digital menurut Rogers (2016), dimana dengan transformasi digital tersebut telah dicapai pertumbuhan bisnis yang lebih baik dibandingkan dengan bank Buku III dan Bank agregat pada umumnya. Implikasi praktis: (1) keberhasilan Bank Jago dapat dijadikan role model untuk bank digital lainnya dan bank konvensional yang ingin merubah model bisnis melalui transformasi digital, (2) Untuk OJK: membuat peraturan lebih lanjut untuk pelaporan bank digital, yang terpisahkan dari pelaporan bank umum sehingga perbankan Indonesia mempunyai data atas perkembangan bank digital.

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selected citations
These citations are derived from selected sources.
This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Citations provided by BIP!
popularity
This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.
BIP!Popularity provided by BIP!
influence
This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Influence provided by BIP!
impulse
This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.
BIP!Impulse provided by BIP!
3
Top 10%
Average
Average
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