In order to learn valuable lessons from the current crisis, the many different causes of the crisis need to be considered. While the author argues that prediction has proven itself an useless tool, Peter Kwint submits that one can make assumptions about the likeliness of future changes, such as management remuneration, stronger supervisory bodies and the questionable role of credit rating agencies. Yet Peter Kwint argues more is needed. The current crisis has its origins in the fundamentals of neo-liberal capitalism and if one has the ambition to prevent a re-occurrence, this is where the solutions are to be found. He argues many different measures should be taken, all briefly summarised in the revaluation of the state as main arranging and supervising principle of the economy.