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Jurnal Pasar Modal dan Bisnis
Article . 2020 . Peer-reviewed
License: CC BY NC SA
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Analisis Perbandingan Kinerja Keuangan pada Bank Umum Syariah BUMN (Bank BRI Syariah, Bank Syariah Mandiri dan Bank BNI Syariah)

Authors: Dwi Keri Agung Laksono; Deny Ismanto;

Analisis Perbandingan Kinerja Keuangan pada Bank Umum Syariah BUMN (Bank BRI Syariah, Bank Syariah Mandiri dan Bank BNI Syariah)

Abstract

Penelitian ini bertujuan untuk meneliti dan membuktikan secara empiris tentang perbedaan kinerja keuangan antara Bank BRI Syariah, Bank Syariah Mandiri dan Bank BNI Syariah selama periode 2014-2018. Penelitian ini merupakan penelitian deskriptif komparasi. Data yang digunakan adalah data sekunder yang berupa laporan keuangan dari perusahaan yang diperoleh dari laporan keuangan publikasi Bank Indonesia melalui situs www.bi.go.id serta dari situs resmi masing-masing bank. Analisis data dilakukan dengan menggunakan analisis rasio keuangan yang terdiri dari CAR, ROA, BOPO, FDR, dan NPF. Dan teknik analisis yang digunakan untuk melihat perbandingan kinerja keuangan Bank BRI Syariah, Bank Syariah Mandiri dan Bank BNI Syariah adalah metode uji Anova. Analisis yang dilakukan menunjukkan bahwa terdapat perbedaan yang signifikan untuk rasio ROA, BOPO dan FDR sedangkan pada rasio CAR dan NPF tidak terdapat perbedaan yang signifikan. Kinerja keuangan Bank BRI Syariah lebih baik dari segi permodalan terhadap CAR, rasio efisiensi terhadap BOPO dan rasio NPF, kinerja keuangan Bank Syariah Mandiri dalam penelitian ini masih kurang baik dari kedua Bank yang lain yaitu Bank BRI Syariah dan Bank BNI Syariah.

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selected citations
These citations are derived from selected sources.
This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Citations provided by BIP!
popularity
This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.
BIP!Popularity provided by BIP!
influence
This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Influence provided by BIP!
impulse
This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.
BIP!Impulse provided by BIP!
1
Average
Average
Average
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