Good financial management is very important for everyone, especially students. Efforts to minimize poor financial attitudes, each individual must have a good understanding of finance to avoid potential financial problems. This study aims to determine the influence of financial literacy, financial self-efficacy, and financial technology on financial management. The type of this research is quantitative, and the data collection method uses a questionnaire. The population in this study consists of students from Management Study Program at Universitas Muhammadiyah Gresik. The sampling technique used is non-probability sampling, resulting in 137 respondents. The data analysis technique used instrument tests with validity and reliability tests, classical assumption tests, model feasibility tests, multiple linear regression tests, determination coefficients, and hypothesis tests with T-tests using IBM SPSS 2025 software. The results of this study show that financial literacy and financial self-efficacy have a positive impact on financial management, while financial technology does not have a positive impact on financial management.