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Accounthink Journal of Accounting and Finance
Article . 2019 . Peer-reviewed
Data sources: Crossref
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Pengaruh Literasi Keuangan Terhadap Perilaku Pengelolaan Keuangan Mahasiswa

Authors: Harpa Sugiharti; Kholida Atiyatul Maula;

Pengaruh Literasi Keuangan Terhadap Perilaku Pengelolaan Keuangan Mahasiswa

Abstract

Literasi keuangan merupakan kombinasi dari kesadaran, pengetahuan, keterampilan, sikap dan perilaku yang perlu dimiliki seseorang untuk membuat keputusan keuangan yang sehat dan akhirnya mencapai kesejahteraan keuangan individu. Tujuan dilakukannya penelitian ini adalah untuk mengetahui gambaran literasi keuangan dan perilaku pengelolaan keuangan pada mahasiswa, serta untuk mengetahui pengaruh literasi keuangan terhadap pengelolaan keuangan mahasiswa. Objek dalam penelitian ini adalah 100 orang mahasiswa Fakultas Ekonomi dan Bisnis Universitas Singaperbangsa Karawang. Hasil pengumpulan data melalui kuesioner kemudian diolah dan dianalisis dengan metode statistika regresi linier berganda. Berdasarkan hal tersebut diperoleh hasil bahwa literasi keuangan dengan indikator pengetahuan dasar keuangan pribadi, tabungan dan pinjaman, asuransi dan investasi menunjukkan bahwa pengetahuan dasar keuangan pribadi, tabungan dan pinjaman dan investasi berpengaruh terhadap pengelolaan keuangan mahasiswa, sedangkan asuransi tidak berpengaruh terhadap pengelolaan keuangan mahasiswa. Kata kunci: literasi keuangan, perilaku pengelolaan keuangan, pinjaman dan tabungan, asuransi, investas

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selected citations
These citations are derived from selected sources.
This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Citations provided by BIP!
popularity
This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.
BIP!Popularity provided by BIP!
influence
This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Influence provided by BIP!
impulse
This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.
BIP!Impulse provided by BIP!
18
Top 10%
Top 10%
Average
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