A novel ground slot-based massive multiple-input multiple-output (MIMO) system with 14 elements for dual-band application of next-generation smartphones is developed. Every single antenna in the array is placed on the borders of a smartphone’s PCB, operating within the 3.55 GHz to 3.7 GHz (n48) and 5.855 GHz to 5.925 GHz (n47) frequency bands. This study also further assesses the performance of this system with analytical results, in which the self-s-parameters are less than −6 dB for each antenna, whereas isolation between components is less than −10 dB. At the same time, the overall efficiency reaches 65.55% and higher in the whole band. The evaluation of MIMO performance parameters such as envelope correlation coefficient (ECC), and DG of the MIMO system is well performed. A proposed MIMO antenna system is deployed and analyzed, which is a massive MIMO antenna, and the simulation results are compared to the measurement. The results validate the fact that the design of this particular MIMO system suits it to be incorporated in the n47 and n48 frequency bands, and therefore the presented MIMO system is suitable to be an option for integration into the upcoming smartphone architecture.