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e-Service Quality: The Internet Bank Case

Authors: Pablo A. Muñoz-Gallego; Pedro Pinheiro Cruz;

e-Service Quality: The Internet Bank Case

Abstract

The perceived quality has been described as a major determinant of the consumer satisfaction, but only a few works have been applied to eBank. In this work we have integrated the perceived utility construct from Technology Acceptance Models (TAM) with perceived quality from SERVQUAL literature. A specific scale has been developed and applied to an online survey at a major Portuguese eBank. 754 valid observations had been collected and structural equation modelling methodology was used. Perceived quality has been formalized as a second order construct and the results shows that it is composed by products and services, convenience and trust in the information. The majority of clients are young men, who have experience with this kind of service and that the perceived quality has a relevant positive impact on satisfaction.

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selected citations
These citations are derived from selected sources.
This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Citations provided by BIP!
popularity
This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.
BIP!Popularity provided by BIP!
influence
This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Influence provided by BIP!
impulse
This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.
BIP!Impulse provided by BIP!
1
Average
Average
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