Small Business Credit Scoring and Credit Availability

descriptionPublicationkeyboard_double_arrow_right Article , Other literature type , Preprint 01 Jan 2005 English Publisher:Elsevier BVJournal:SSRN Electronic Journal (eissn: 1556-5068,

Copyright policy )

Authors: Allen N. Berger; W. Scott Frame;

doi: 10.2139/ssrn.743230 , 10.1111/j.1540-627x.2007.00195.x

Small Business Credit Scoring and Credit Availability

- Summary
- Metrics

Abstract

U.S. commercial banks are increasingly using credit scoring models to underwrite small business credits. This paper discusses this technology, evaluates the research findings on the effects of this technology on small business credit availability, and links these findings to a number of research and public policy issues.

Related Organizations

University of Pennsylvania
United States
University of South Carolina System
United States
Federal Reserve Bank of Dallas
United States
Federal Reserve System
United States
University of South Carolina
United States

View all View all

Impact byBIP!

	selected citations These citations are derived from selected sources. This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).	202
	popularity This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.	Top 1%
	influence This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).	Top 1%
	impulse This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.	Top 10%