This literature review highlights venture capital and how changes in global technology have resulted in an increase in investments and how venture funding leans toward more established businesses. This can leave early-stage businesses under-served. Alternatively, there are other ways to obtain financing such as crowdfunding, angel investment, and government grants. This paper synthesizes prior research on crowdfunding models, highlighting their capacity to democratize access to funds. Angel financing is analyzed as a critical pre-VC funding channel characterized by higher risk tolerance. This paper further evaluates the role of Small Business Administration programs and R&D tax incentives on how they can assist to mitigate financing gaps and stimulate innovation. Finally, the this review integrates a biblical worldview perspective, framing capital allocation and risk-taking within principles of stewardship and social impact.