In classical finance, the risk-return trade-off indicates that more risk should be compensated with higher rewards. However, in Bangladesh's banking sector, an inverse link is observed-the "Risk-Return Paradox." This work expands upon prior research (Shaham, 2026) which revealed that farmers pay greater interest for productive assets (tractors) than urban borrowers for consumption (cars). By evaluating data from 2025-2026 across major commercial banks, this analysis indicates that granular agricultural loans (13%-16%) are priced much more than large corporate loans (9%-12%), despite the latter posing a tremendous Systemic Risk. With the national Non-Performing Loan (NPL) ratio reaching record highs mostly driven by business defaults, this study calls for a paradigm shift in interest rate pricing to maintain economic equality.