E-Payments is growing fast nowadays because of busy schedule in day to day life. Along with this, hackers and fraud persons abuse the data and money from the individual’s bank account frequently. For solving this problem we have to create the intelligent system to secure individual’s data and money. So, in the place of human, nowadays machine acts like human and also it thinks like a human. Artificial Intelligence is a technique which plays a main role in Epayments. It provides the creative way of processing the payments through electronic devices.