Abstract What impact does a finance education have on the social preferences and the resulting behaviors of individuals? Experiments of a free riding game are conducted where a wealth-creating investment decision is made. The contribution benefits the group, but the incentives are such that an individual, lacking social preferences, would rather make no contribution and free ride off others. It is shown that as one’s education in finance increases, less free riding occurs and more wealth is generated. Thus, education provided in finance promotes pro-social choices that generate wealth even when external incentives are absent.