Financial investment is at the core of the business of life. Return volatility has ushered in risk management as a specialized function of asset management. Every investor intends to stabilize their returns based on a portfolio constructed aligned to their risk profile; defensive, balanced, dynamic or aggressive. Investment horizon chosen can be short-term, mid-term or long term. As active investment gets eroded by geographic disparity, passive investment takes an upper hand.This paper depicts that portfolio composition through best in class funds and the flexible Exchange Traded Funds (ETFs) requires a psychoanalysis of potential investors with a view to allocating asset classes to both core and satellite components of the portfolio throughout the global investment scene.