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SSRN Electronic Journal
Article
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Repository of the Czech Academy of Sciences
Article . 2008
Data sources: Repository of the Czech Academy of Sciences
Research Papers in Economics
Preprint . 2008
Full-Text: http://www.cerge-ei.cz/pdf/wp/Wp357.pdf
Data sources: Research Papers in Economics
SSRN Electronic Journal
Article . 2008 . Peer-reviewed
Data sources: Crossref
https://dx.doi.org/10.2139/ssr...
Other literature type
Data sources: Microsoft Academic Graph
https://dx.doi.org/10.2139/ssr...
Other literature type
Data sources: Microsoft Academic Graph
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The Effect of Mortgage Origination Fees on the Housing Price Dynamics

descriptionPublicationkeyboard_double_arrow_right Article , Other literature type , Preprint 01 Jan 2008 Czech Republic English Publisher:Elsevier BVJournal:SSRN Electronic Journal (eissn: 1556-5068, Copyright policy )
Authors: Ashot Tsharakyan;

doi: 10.2139/ssrn.1488824

handle: 11104/0163604

The Effect of Mortgage Origination Fees on the Housing Price Dynamics

Abstract

This paper explores the link between mortgage origination fees and housing prices. It is argued that sharp decline in mortgage origination fees in US since the late 1980s was caused by mortgage market deregulation and mortgage innovation. Based on this reasoning the sources of exogenous variation in mortgage fees are identified, and the effect of mortgage fees on housing prices is quantified. The results indicate that decline in mortgage fees had robust statistically significant positive effect on housing prices. The lagged effect of mortgage fees on housing prices is also present.

Country
Czech Republic
Related Organizations
Keywords

mortgage origination fees, Mortgage origination fees, housing price, branching restrictions , mortgage market deregulation., mortgage market deregulation, housing price, jel: jel:R21, jel: jel:R31, jel: jel:C33

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selected citations
These citations are derived from selected sources.
This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Citations provided by BIP!
popularity
This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.
BIP!Popularity provided by BIP!
influence
This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Influence provided by BIP!
impulse
This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.
BIP!Impulse provided by BIP!
0
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