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https://doi.org/10.21070/ups.3...
Article . 2023 . Peer-reviewed
License: CC BY
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Effect of Capital Adequency Ratio, Non-Performing Loan, Loan to Deposit Ratio, Operating Expenses Per Operating Income on ROA

Pengaruh Capital Adequency Ratio, Non-Performing Loan, Loan to Deposit Ratio, Biaya Operasional Per Pendapatan Operasional terhadap ROA
Authors: Diah Ariyaningrum; Sriyono Sriyono;

Effect of Capital Adequency Ratio, Non-Performing Loan, Loan to Deposit Ratio, Operating Expenses Per Operating Income on ROA

Abstract

This research aims to determine and analyze the influence of capital education ratio, non-performing loans, loan to deposit ratio, operational costs per operational income on profitability in banks listed on the Indonesia Stock Exchange for the 2012-2021 period. The research was conducted using a quantitative approach with a sample size of 11 companies. The data analysis technique is carried out by estimating the harvest model with the help of the Eviews program, where the T test, F test and R2 test are used as hypothesis testing. The results of the research show that the capital adequacy ratioter and non-performing loans are proven to have a positive and significant effect on profitability, the loan to deposit ratio and operational costs and operational income are not proven to have a positive effect on banking companies on the IDX.

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Keywords

Loan to Deposit Ratio, capital adequacy ratio, Non Performing Loan, operating costs and operating income, profitability.

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selected citations
These citations are derived from selected sources.
This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Citations provided by BIP!
popularity
This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.
BIP!Popularity provided by BIP!
influence
This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Influence provided by BIP!
impulse
This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.
BIP!Impulse provided by BIP!
0
Average
Average
Average
hybrid