This study examines the psychological preparedness among flood victims. When a disaster strikes, psychological preparedness is one of the most essential factors needed to oversee and adapt individual reactions before and during a disaster, with the objective to enhance the individual conduct and psychological reaction. Present study reveals that psychological preparedness is not the same as physical readiness since it is identified as an intraindividual and mental condition of mindfulness, expectation, and availability. The study also unravels the disaster impact on the individual, community and the nation. The undeniably recurrence and force of natural disaster everywhere in the world reveals that psychological preparedness for disaster management requires urgent attention. It is therefore, recommended that personality traits become a key component to comprehend, enhance versatility and individual readiness to confront and manage flood disaster. The study further recommends conceptual framework to explain the relationship between personality traits and the impact of the disaster based on previous studies. © 2016 Published by Future Academy www.FutureAcademy.org.uk