The study examines the evolution of state financial and credit policy as a factor in agribusiness resilience during the 2021–2025 period. It highlights the role of the "5-7-9%" lending programs, "eRobota" grants, and portfolio guarantees in mitigating war shocks and collateral degradation. The transition from a survival-oriented model to structural modernization through the stimulation of the processing industry is substantiated. Mechanisms for war risk insurance and interest rate differentiation for energy independence are proposed. Strategic priorities for 2026–2030 are outlined, particularly the implementation of electronic agricultural notes and ESG compliance for the integration of the Ukrainian agro-industrial complex into the European economic space.