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TÜRKİYE’DE İNTERNET BANKACILIĞI VE SOSYAL MEDYA PLATFORMLARINDA İNTERNET BANKACILIĞI HİZMETİ SUNAN YERLİ VE YABANCI MEVDUAT BANKALARININ VERİ ZARFLAMA ANALİZİ (VZA) İLE ETKİNLİK ÖLÇÜMÜ

Authors: DENİZ, Recep Baki; DERİCİ, Serkan; KILIÇ, Emine;

TÜRKİYE’DE İNTERNET BANKACILIĞI VE SOSYAL MEDYA PLATFORMLARINDA İNTERNET BANKACILIĞI HİZMETİ SUNAN YERLİ VE YABANCI MEVDUAT BANKALARININ VERİ ZARFLAMA ANALİZİ (VZA) İLE ETKİNLİK ÖLÇÜMÜ

Abstract

Bu calismada Turkiye’de faaliyette bulunan yerli ve yabanci mevduat bankalarinin internet bankaciligi ve sosyal medya platformlarinda internet bankaciligi hizmeti analiz edilerek, Veri Zarflama Analizi (VZA) ile etkinlik olcumu yapilmistir. Ele alinan mevduat bankalarinin VZA ile etkinlikleri olculmesi icin sube sayisi, personel sayisi ve sermaye miktari olmak uzere uc girdi degiskeni; mevduat miktari ve net kar olmak uzere de iki cikti degiskeni literaturdeki calismalar incelenerek belirlenmistir. Finans sektorundeki yogun rekabet nedeniyle, uygulamalarda etkinlik kavrami buyuk onem tasimaktadir. Arastirmamiz kapsaminda yer alan Yabanci Sermayeli 5 mevduat bankasinin ve Ozel Sermayeli 7 mevduat bankasinin tumu Internet Bankaciligi \ online bankacilik uygulamaktadir. Ancak, internet bankaciligi hizmetinin sosyal medya hesaplari uzerinden sunulup sunulmadigi incelendiginde, yabanci sermayeli 5 bankadan 2’sinin (%40), yerli sermayeli 7 mevduat bankasindan ise 5’inin (%71) bu hizmeti sundugu gorulmektedir. Diger yandan, yabanci sermayeli ve yerli sermayeli mevduat bankalari arasinda, web sitesi yaninda sosyal medya hesabi uzerinden de online bankacilik hizmeti sunan bankalarin etkinliklerinin, sosyal medya bankacilik faaliyetlerinde bulunmayan bankalara gore daha yuksek oldugu saptanmistir. Dolayisiyla, sosyal medya platformlarinin kullaniminin mevduat bankalarinin etkinligini artirmada onemli bir arac oldugu onemli bir olgu olarak ortaya cikmaktadir.

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Keywords

İnternet Bankacılığı;Sosyal Medya Platformları;Veri Zarflama Analizi;Mevduat Bankaları;Etkinlik Ölçümü, Economics, Ekonomi

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    popularity
    This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.
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    influence
    This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
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    impulse
    This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.
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selected citations
These citations are derived from selected sources.
This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Citations provided by BIP!
popularity
This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.
BIP!Popularity provided by BIP!
influence
This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Influence provided by BIP!
impulse
This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.
BIP!Impulse provided by BIP!
2
Average
Average
Average
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