Index-based methods are widely applied to urban impervious surface area (ISA) mapping, but the confusion between ISA and soil remains unsolved. In this article, the near-infrared (NIR)-blue bands were selected as feature space by analyzing the spectra from the US Geological Survey spectral library, and a simple impervious surface ratio index (ISRI) was developed by shifting the NIR-blue coordinate origin toward the convergence point of the fitting lines of ISA and soil. The ISRI was then validated for threshold simulation, separability, and correlation analysis. Results demonstrated that ISRI had a good performance for ISA mapping in four cities in China with different geographic environments, with all extraction accuracies all above 90%. ISRI had a high separability between ISA and soil and was better than other indices (normalized difference built-up index and biophysical composition index). Further, ISRI has a close relationship with the ISA proportion. Therefore, ISRI would be a simple and reliable index for urban ISA mapping.