
handle: 11573/827419
The aim of this paper is to propose a solution for a potential vulnerability in mobile proximity payment. The mobile proximity payment is the evolution of the card payment whose reference standard is EMV (Europay, MasterCard and VISA). A mobile proximity payment transaction is performed via radio waves so there is the possibility to intercept the communication with the point-of-sale and also to activate the payer device, in a range of 10 cm. The EMV protocol assumes that within a range of 10 cm card fraud is hard to perform, moreover IC card capable point of sale are considered safe a priori, while the card must authenticate itself. This allows a leak of card information. In this paper we describe a possible solution to this problem, adding a safe level to the EMV protocol in the case of mobile proximity payment transactions. Our solution is a Needham-Schroeder based protocol, that guarantees authentication and confidentiality between the entities involved in the payment.
contactless; EMV; mobile payment; mutual authentication; NFC; Information Systems
contactless; EMV; mobile payment; mutual authentication; NFC; Information Systems
| selected citations These citations are derived from selected sources. This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically). | 40 | |
| popularity This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network. | Top 10% | |
| influence This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically). | Top 1% | |
| impulse This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network. | Top 10% |
