ABSTRACT The ability to transfer knowledge across tasks and generalize to novel ones is an important hallmark of human intelligence. Yet not much is known about human multi-task reinforcement learning. We study participants’ behavior in a novel two-step decision making task with multiple features and changing reward functions. We compare their behavior to two state-of-the-art algorithms for multi-task reinforcement learning, one that maps previous policies and encountered features to new reward functions and one that approximates value functions across tasks, as well as to standard model-based and model-free algorithms. Across three exploratory experiments and a large preregistered experiment, our results provide strong evidence for a strategy that maps previously learned policies to novel scenarios. These results enrich our understanding of human reinforcement learning in complex environments with changing task demands.