An anisotropic, inhomogeneous cosmological model is proposed in which the inhomogeneity is generated by shear fluctuations. This is a sufficient condition for dissipative heating by collisional neutrinos to explain the present large heat content of the universe, S(b o) approximately 10(8), together with its isotropy and comparative homogeneity on large scales when the photons were last scattered. The model does not require the chaotic motions to be arbitrarily truncated on large scales and isotropises early enough with high entropy to ensure the synthesis of light elements with the observed abundancies. A population of black holes which arises in a natural way can also provide the necessary ingredients for a theory of galaxy formation and morphology. The 10(15)-g black holes, predicted by some authors, are not necessarily expected to be a feature of chaotic cosmologies.