An integrated particle model is developed to study fluid-structure interaction (FSI) problems with fracture in the structure induced by the free surface flow of the fluid. In this model, the Smoothed Particle Hydrodynamics (SPH) based on the kernel approximation and particle approximation is used to model the fluid domain in accordance with Navier-Stokes equations and the Discrete Element Method (DEM) with a parallel bond model is used to represent the real solid structure through a hexagonal packing of bonded particles. Validation tests have been carried out for the DEM model of the structure with deformation and fracture failure, the SPH model of the fluid and the coupled SPH-DEM model of FSI without fracture, all showing very good agreement with analytical solutions and/or published experimental and numerical results. The simulation results of FSI with fracture indicate that the SPH-DEM model developed is capable of capturing the entire FSI process from structural deformation to structural failure and eventually to post-failure deformable body movement.