AbstractWe present two methods of modelling accretion disks in dwarf novae. The first one determines self-consistently the structure of a disk together with the radiation field. The computed theoretical spectra agree well with the observations of the dwarf nova WX Hyi in quiescence as well as in superoutburst. The second method is a modification of Tylenda’s (1981) approach. We have used it to calculate models of disks around main-sequence accretors. The most interesting result is that no unique solution exists for a moderate mass flux around 10−6 M⊙yr−1. Such disks are thus probably unstable.