
doi: 10.1002/mhw.32006
The Association for Community Affiliated Plans, the National Alliance on Mental Illness, Mental Health America, the American Psychiatric Association (APA), AIDS United, the National Partnership for Women & Families and Little Lobbyists on July 29 filed an appeal in the U.S. Court of Appeals for the D.C. Circuit challenging the recent decision on short‐term, limited‐duration junk insurance (STLDI) plans, an APA news release stated. On July 19, Judge Richard Leon of the D.C. District Court upheld a 2018 Trump administration regulation allowing the dramatic expansion of the sale of STLDI plans as a direct competitor to comprehensive, Affordable Care Act (ACA)–compliant health insurance in his ruling in Association for Community Affiliated Plans et al v. U.S. Department of Treasury et al. (see MHW, July 29). This decision, plaintiffs say, allows for the expansion of discriminatory, inadequate short‐term “junk” plans, which can set higher premiums based on age, gender and health status; deny access to basic benefits; lack protections even in the event of a catastrophic accident or illness; and deny coverage for any preexisting condition. In filing the notice of appeal, the plaintiffs hope for a swift ruling on the legality of STLDI plans ahead of the 2020 ACA open‐enrollment period beginning in November.
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