This white paper combines a tutorial on the fundamentals of thermoregulation with a review of the current literature concerned with physiological thermoregulatory responses of humans and laboratory animals in the presence of radio frequency (RF) and microwave fields. The ultimate goal of research involving whole body RF exposure of intact organisms is the prediction of effects of such exposure on human beings. Most of the published research on physiological thermoregulation has been conducted on laboratory animals, with a heavy emphasis on laboratory rodents. Because their physiological heat loss mechanisms are limited, these small animals are very poor models for human beings. Basic information about the thermoregulatory capabilities of animal models relative to human capability is essential for the appropriate evaluation and extrapolation of animal data to humans. In general, reliance on data collected on humans and nonhuman primates, however fragmentary, yields a more accurate understanding of how RF fields interact with humans. Such data are featured in this review, including data from both clinic and laboratory. Featured topics include thermal sensation, human RF overexposures, exposures attending magnetic resonance imaging (MRI), predictions based on simulation models, and laboratory studies of human volunteers. Supporting data from animal studies include the thermoregulatory profile, response thresholds, physiological responses of heat production and heat loss, intense or prolonged exposure, RF effects on early development, circadian variation, and additive drug-microwave interactions. The conclusion is inescapable that humans demonstrate far superior thermoregulatory ability over other tested organisms during RF exposure at, or even above current human exposure guidelines.