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Особливості правової регламентації електронних грошей в Україні: цивільно-правовий аспект

Особливості правової регламентації електронних грошей в Україні: цивільно-правовий аспект

Abstract

Problem Setting. The development of information technology, e-commerce caused the appearance of such phenomena as electronic money. In order to ensure the stability of currency in Ukraine, as well as the protection of the rights of users of electronic money need effective legislative base. That’s why, the research of electronic money in private law relations is very important.The purpose of the article. The research of the nature, the role and functioning of the electronic money in Ukraine are engaged by researchers as Y. Grytsiuk, I. Trubin, A. Isaev, M. Savluk, SA Derevyanko, A. Chepur, etc.The article studies features of the legal regulation of electronic money in Ukraine. Analyzed the concept of means of payment, legal payment’s instrument, electronic payment instrument and their relationship with the concept of electronic money. It was found civilistic nature of electronic moneyConclusions. The conclusion is that electronic money is a monetary obligation payable to bearer in electronic form, as the basis for their issuance is a civil contract. In addition, after the exchange of cash or non-cash money to the electronic money they keep their traditional cost of money and can serve as payment instrument.

Рассмотрены особенности правовой регламентации электронных денег в Украине. Проанализированы понятия «средство платежа», «законное платежное средство», «электронное платежное средство» и их соотношение с понятием «электронные деньги». Выяснено гражданскую природу электронных денег.

Розглянуто особливості правової регламентації електронних грошей в Україні. Проаналізовано поняття «засіб платежу», «законний платіжний засіб», «електронний платіжний засіб» та їх співвідношення з поняттям «електронні гроші». З’ясовано цивілістичну природу електронних грошей.

Keywords

electronic money; legal regulation; monetary obligations; payment instrument; electronic payment instrument, 347.122 (477), електронні гроші; правова регламентація; грошове зобов’язання; засіб платежу; електронний платіжний засіб; законний платіжний засіб, электронные деньги; правовая регламентация; денежное обязательство; средство платежа; электронное платежное средство; законное платежное средство

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selected citations
These citations are derived from selected sources.
This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Citations provided by BIP!
popularity
This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.
BIP!Popularity provided by BIP!
influence
This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Influence provided by BIP!
impulse
This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.
BIP!Impulse provided by BIP!
0
Average
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