The article is devoted to the analysis of the essence, classification and features of financial risk management in the banking sector, which is a relevant issue in the conditions of martial law and economic instability. The article outlines the essence of the concept of "risk", referring to classical and modern approaches to its interpretation. Particular emphasis is placed on financial risks, which are becoming a key factor affecting the profitability and stability of banking institutions. The study presents key types of financial risks of banking institutions - currency, credit, interest, market risks, as well as liquidity and resource base changes risks. Each of them is characterized, sources of occurrence, types and approaches to management are identified. Currency risk is divided into transactional, accounting and economic. Credit risk analysis includes its classification according to criteria: financial consequences, scope of occurrence, terms, borrower status, etc. External and internal methods of reducing credit risk are shown. Market risks in the article are considered as a result of fluctuations in the market value of assets supported by banks, indicating different scenarios of their occurrence. A bank's interest rate risk is a key factor ensuring the stability of a banking institution's financial results. Liquidity risk is a critical component of a bank's financial stability, which requires comprehensive management to prevent losses and ensure the bank's solvency. The focus is on the financial risks of banking institutions, which are becoming more acute under martial law. New challenges that pose a significant threat to the stable functioning of banking institutions are considered. New challenges that pose a significant threat to the stable functioning of banking institutions have been considered. Key problems in minimizing financial risks have been identified, the main ones being: insufficient quality of risk management in extreme conditions of martial law; the influence of macroeconomic factors on the formation of financial risks (war, inflation, currency fluctuations); limited possibilities for risk insurance; increased technical and operational risks. Strategic directions for countering financial and other risks of banking institutions and ways to minimize them under martial law conditions have been identified.

Стаття присвячена аналізу сутності, класифікації та особливостям управління фінансовими ризиками в банківському секторі, що є актуальним питанням в умовах воєнного стану та економічної нестабільності. Розглянуто фінансові ризики банківських установ та охарактеризовані ті з них, які актуалізуються в умовах воєнного стану. Виявлені ключові проблеми мінімізації фінансових ризиків, основними серед яких є: недостатня якість управління ризиками в екстремальних умовах воєнного стану; вплив макроекономічних чинників на формування фінансових ризиків (війна, інфляція, валютні коливання); обмежені можливості страхування ризиків; посилення технічних і операційних ризиків. Визначено стратегічні напрями протидії фінансовим та іншим ризикам банківських установ та шляхи їх мінімізації в умовах воєнного стану.