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Сельскохозяйственные кредитные кооперативы как фактор повышения экономической активности жителей села

Сельскохозяйственные кредитные кооперативы как фактор повышения экономической активности жителей села

Abstract

The results of the survey which was conducted with the purpose of revealing the importance of agricultural credit cooperatives for rural population and their role in increasing rural population economic activity are discussed. The survey used a questionnaire method to reveal an opinion of credit cooperatives’ members. Two hundred and ninety nine members of 48 credit cooperatives from 8 Federal Districts of Russia were surveyed. The survey showed that credit cooperatives perform an important function in providing access to finance services for the rural population. They play a great positive role for the members of credit cooperatives and for the rural population in whole. They also promote the creation of new jobs in rural areas, and increase the scales and profitability of farms. A positive experience of credit cooperatives activity causes the increase of their membership, thus involving the most enterprising rural citizens to economic activity and supporting rural development. The obtained survey results are useful in developing a strategy and a branch target program to develop the agricultural credit cooperative system.

Раскрываются результаты обследования, проведенного методом анкетирования членов и ассоциированных членов сельскохозяйственных кредитных потребительских кооперативов (СКПК), с целью выявления роли кооперативов в жизни сельских жителей и повышения их экономической активности. В качестве объекта исследования выступили 299 членов 48 кооперативов из 8 регионов России. Результаты обследования показали, что СКПК выполняют важную функцию по обеспечению доступности финансовых услуг на селе. Они играют значительную позитивную роль в жизни своих членов и села в целом, способствуют созданию новых рабочих мест на селе, увеличению размеров хозяйств и повышению их доходности. Положительный опыт работы СКПК обуславливает увеличение числа их членов, вовлекая тем самым наиболее деловых и энергичных сельских жителей в экономически активную деятельность и способствуя развитию сельских территорий. Полученные результаты будут полезны при разработке концепции и ведомственной целевой программы развития сельскохозяйственной кредитной кооперации.

Keywords

СЕЛЬСКОЕ РАЗВИТИЕ, ФИНАНСОВАЯ УСЛУГА, КРЕДИТНЫЙ КООПЕРАТИВ, ЧЛЕН КООПЕРАТИВА, СЕЛЬСКИЕ ЖИТЕЛИ, ЗАЁМ, ЗАЕМЩИК

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selected citations
These citations are derived from selected sources.
This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Citations provided by BIP!
popularity
This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.
BIP!Popularity provided by BIP!
influence
This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Influence provided by BIP!
impulse
This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.
BIP!Impulse provided by BIP!
0
Average
Average
Average
gold