The necessity for extensive historical data, variables, and weight determination still presents challenges and complexity, notwithstanding the growth in research on socio-ecological vulnerability to climate change. In order to fill in these gaps, this study used China's Fujian Province as a case study to propose a unique strategic approach for studying socio-ecological vulnerability to climate change from 2000 to 2020 by utilizing remote sensing and the framework of the Intergovernmental Panel on Climate Change. In a GIS scenario, this method employs a comprehensive framework with a wide variety of indicators and a data-driven ranking algorithm. The findings of this study revealed a moderate degree of socio-ecological vulnerability throughout the coast, with significant regional heterogeneity in its spatial distribution. Furthermore, throughout the course of the two-decade, the highly vulnerable zones expanded by 6.04%, outpacing the low-risk areas by 1116 km2 (61.41%) and 2066 km2 (123.39%), respectively, with the majority of the increase taking place in Fuzhou and Ningde. These changes in vulnerability were shown to be principally influenced by changes in vegetation, precipitation, GDP, and land use (LULC). The major influence of precipitation was highlighted further in the spatial autocorrelation analysis, which demonstrated a close correlation between growing socio-ecological vulnerability and increased precipitation. To conclude, this study's methodology differs from other socio-ecological vulnerability studies in that it is flexible and self-sufficient, offering users a choice of weight application. It also gives a more useful, accurate, and suggestive model to enable decision-makers or stakeholders build strategies or ideas for constructing more resilient coastal systems.