AbstractWe continue the study of fuzzy geometries inside Connes’ spectral formalism and their relation to multimatrix models. In this companion paper to Pérez-Sánchez (Ann Henri Poincaré 22:3095–3148, 2021, arXiv:2007.10914), we propose a gauge theory setting based on noncommutative geometry, which—just as the traditional formulation in terms of almost-commutative manifolds—has the ability to also accommodate a Higgs field. However, in contrast to ‘almost-commutative manifolds’, the present framework, which we call gauge matrix spectral triples, employs only finite-dimensional algebras. In a path-integral quantization approach to the Spectral Action, this allows to state Yang–Mills–Higgs theory (on four-dimensional Euclidean fuzzy space) as an explicit random multimatrix model obtained here, whose matrix fields exactly mirror those of the Yang–Mills–Higgs theory on a smooth manifold.