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ZENODO
Dataset . 2026
License: CC BY
Data sources: ZENODO
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Zimbabwe Loan Default Prediction Dataset

Authors: Sikadi, Shannon;

Zimbabwe Loan Default Prediction Dataset

Abstract

Zimbabwe Loan Default Prediction Dataset is a synthetic tabular dataset for loan default prediction, calibrated to Zimbabwe-relevant lending patterns using publicly available contextual statistics and a probabilistic risk-generation process. The dataset contains 38,932 synthetic loan records with 22 columns, including the binary target variable `defaulted` (1 = default, 0 = repaid). It is intended for machine learning education, research, benchmarking, and prototyping in credit-risk modelling. The dataset was used in the Deep Learning IndabaX Zimbabwe 2026 hackathon challenge on loan default prediction, where participants trained and evaluated models in a leaderboard setting. This dataset is fully synthetic and is not derived from real borrower records. It was calibrated using publicly available aggregate sources, including RBZ reports, to reflect realistic borrowing and credit-risk patterns in Zimbabwe. It is privacy-preserving by design and is suitable for experimentation where access to real lending data is limited. It is not a substitute for real-world deployment data, and models trained on it should be validated on real institutional data before production use.

Keywords

Zimbabwe, financial inclusion, machine learning, credit risk, tabular data, microfinance, banking, loan default

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selected citations
These citations are derived from selected sources.
This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Citations provided by BIP!
popularity
This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.
BIP!Popularity provided by BIP!
influence
This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Influence provided by BIP!
impulse
This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.
BIP!Impulse provided by BIP!
0
Average
Average
Average