«LearnIn – a gamified digital ecosystem» is offering a solution to the human right of education. The design empowers learners through high quality, culturally relevant learning opportunities and by connecting people and resources along needs and goals. The set of interoperable tools enables collective intelligence and helps learners to find content, peers, projects and mentors. The decentralized, OpenID system realizes single sign-on credentialing and management of data in a personal learning record store. Achievements, engagement or collaboration is rewarded with tokens. As a solution to enable also under-banked or unbanked learners' access to paid educational offerings, these tokens will be backed-up with real value as a stable coin and function as an exchange voucher.