Cold ion-neutral reactive processes were studied in an hybrid trap down to average collision energies /k_B > 20 mK. The atomic ion-neutral systems Ca^+ + Rb and Ba^+ + Rb were studied, and the results interpreted with high-level quantum chemical and quantum scattering calculations. Three reactive processes were found to be in competition, namely non-radiative charge transfer induced by non-adiabatic couplings between potential energy surfaces, radiative charge transfer, and radiative association of molecular ions, which were observed using mass spectrometry. The role of light in these processes was investigated. Enhancement of reaction rate constants from electronically excited entrance channels was observed and rationalised using computed potential energy curves. The collision-energy dependence of the reaction rate constants was investigated, and was found to be in line with predictions of both classical and quantum models uncovering general effects in cold ion-neutral systems. Cold reactions in the molecular ion-neutral system N_2^+ + Rb were also investigated with average collision energies two orders of magnitude lower than previously realised. The reaction rate constant in this system was found to depend strongly on the Rb ^2P_3/2 population, with the rate constant from the corresponding excited entrance channel being significantly faster than the collision rate predicted by Langevin theory. A classical capture model was developed taking into account the charge permanent-quadrupole intermolecular force and was found to reproduce the observed rate. The implied near unit reaction probability was rationalised by a near electronic resonance of entrance and product channels. A detailed description of the implementation of the ion-neutral hybrid trap is given. A thorough comparison of the results from state-of-the-art experiments and theory reveals general features of light assisted cold ion-neutral reactions.