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El propósito de este estudio es describir las acciones tomadas por los estudiantes universitarios para enfrentar su futura jubilación. Para esto, se utilizó la prueba diseñada por CONDUSEF, que tiene elementos relacionados con el conocimiento financiero, específicamente temas sobre ahorros, fondos de emergencia y seguros de vida, entre otros. El instrumento se aplicó a 60 estudiantes universitarios de la UPAV con el consentimiento de las autoridades académicas y los propios estudiantes. El análisis descriptivo mostró resultados que nos llevan a creer que los estudiantes tienen fondos de emergencia (53%), pero estos se utilizan para enfrentar situaciones inesperadas (59%); Además, los estudiantes no tienen seguro de vida, lo que podría ser preocupante en su vida personal y familiar si tienen que enfrentar una enfermedad presente o futura. Con respecto al seguro de automóviles, la mayoría de los encuestados afirmaron que no tienen uno, además de considerarlo un gasto innecesario. Una de las limitaciones del estudio fue la población encuestada; de ahí la necesidad de ampliar esta investigación para abarcar a más estudiantes de esa área geográfica con el fin de obtener una visión más amplia de dicho comportamiento.
Seguro de Vida, Social sciences (General), H1-99, Ahorro, Plan de previsón, Seguro de vida, Plan de previsión
Seguro de Vida, Social sciences (General), H1-99, Ahorro, Plan de previsón, Seguro de vida, Plan de previsión
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