publication . Preprint . Report . 2006

Love or Money? Health Insurance and Retirement Among Married Couples

Kanika Kapur; Jeannette Rogowski;
Open Access
  • Published: 01 Jun 2006
Abstract
This paper examines the role of employer provided health insurance in the retirement decisions of dual working couples. The near elderly have high-expected medical expenditures; therefore, availability of health insurance is an important factor in their retirement decisions. We determine if access to retiree health insurance for early retirement enables couples to time their retirement together %u2013 a behavior called %u201Cjoint retirement.%u201D We find that wives%u2019 retiree health insurance more than doubles the propensity to retire jointly, suggesting that health insurance is an important consideration in coordinating retirement decisions among couples. ...
Subjects
free text keywords: jel:I1, jel:J32, Group insurance, Actuarial science, Self-insurance, Income protection insurance, Key person insurance, Economics, Insurance policy, General insurance, Health insurance

Johnson RW, Davidoff AJ, Perese K. (1999). Health Insurance Costs and Early Retirement Decisions. Unpublished paper, The Urban Institute, Washington DC.

Scandlen G. Helping Laid-Off Workers Keep Insurance, Brief Analysis No. 373, Washington: National Center for Policy Analysis. Oct 4, 2001.

Powered by OpenAIRE Open Research Graph
Any information missing or wrong?Report an Issue
publication . Preprint . Report . 2006

Love or Money? Health Insurance and Retirement Among Married Couples

Kanika Kapur; Jeannette Rogowski;