Profits and balance sheet developments at U.S. commercial banks in 2009

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Seung Jung Lee; Jonathan D. Rose;
  • Subject: Banks and banking ; Profit ; Bank profits

Reviews recent developments in the balance sheets and in the profitability of U.S. commercial banks. The article discusses how developments in the U.S. banking industry in 2009 and early 2010 were related to changes in financial markets and in the broader economy.
  • References (12)
    12 references, page 1 of 2

    3. Indicators for the banking industry, 2001-10 14. Indicators of household financial stress, 1993-2009 15. Change in prices of existing single-family homes, 1990-2009

    2. Change in notional value and fair value of derivatives, all U.S. banks, 2004-09 Percent

    21. Notional amounts of credit derivatives for which banks were beneficiaries or guarantors, 2000-09 15. Office of the Comptroller of the Currency, OCC's Quarterly

    2009 (Washington: OCC), available at

    deriv.htm. 16. Core deposits consist of savings deposits (including money

    transaction deposits. 17. This extension became effective on May 20, 2009.

    22. Selected domestic liabilities at banks as a proportion of their total domestic liabilities, 1990-2009

    25. Regulatory capital ratios, 1990-2009 27. Net interest margin and core deposits as a percentage of total assets, by size of bank, 1990-2009 28. The advanced foreign economies include Australia, Austria,

    zerland, Turkey, and the United Kingdom. 29. This section reflects information available through mid-April.

    3. Exposure of U.S. banks to selected economies at year-end relative to tier 1 capital, 1998−2009 2. The non-G-10 developed countries include Australia, Austria, Denmark, 3. The selected European Union (EU) countries consist of Greece, Ireland,

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