publication . Preprint . 2010

Formal and Informal Credit Markets and Rural Credit Demand in China

Tang, Sai; Guan, Zhengfei; Jin, Songqing;
Open Access
  • Published: 01 May 2010
Credit markets are an essential economic institution. In developing countries, particularly in countries undergoing rapid social and economic transition, it is important to identify emerging credit demand and institute credit supply in a timely manner to facilitate economic transformation. This research focuses on the evolving rural credit market in China, where borrowing from the social network has been common but the recent economic transition has made this informal credit market inadequate in addressing rural credit needs. This research is aimed at identifying the social and economic factors that explain the farmers’ credit constraint and influence farmers’ d...
free text keywords: Formal Credit, Informal Credit, Credit Markets, Rural Credit, China, Agricultural Finance, Farm Management,
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