publication . Preprint . Article . 2013

Disability Insurance and Healthcare Reform: Evidence from Massachusetts

Nicole Maestas; Kathleen J. Mullen; Alexander Strand;
Open Access
  • Published: 01 Nov 2013
Abstract
As health insurance becomes available outside of the employment relationship as a result of the Affordable Care Act (ACA), the cost of applying for Social Security Disability Insurance (SSDI)—potentially going without health insurance coverage during a waiting period totaling 29 months from disability onset—will decline for many people with employer-sponsored health insurance. At the same time, the value of SSDI and Supplemental Security Income (SSI) participation will decline for individuals who otherwise lacked access to health insurance. We study the 2006 Massachusetts healthcare reform to estimate the potential effects of the ACA on SSDI and SSI applications...
Subjects
free text keywords: Disability insurance, Business, Group insurance, Self-insurance, General insurance, Actuarial science, Income protection insurance, Health care, business.industry, Insurance policy, Casualty insurance

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publication . Preprint . Article . 2013

Disability Insurance and Healthcare Reform: Evidence from Massachusetts

Nicole Maestas; Kathleen J. Mullen; Alexander Strand;