publication . Article . Preprint . Book . 2008

Consumer Directed Health Care

John C. Goodman;
Open Access
  • Published: 07 Jul 2008 Journal: SSRN Electronic Journal (eissn: 1556-5068, Copyright policy)
  • Publisher: Elsevier BV
Abstract
Consumer driven health care (CDHC) is a potential solution to two perplexing problems: (1) How to choose between health care and other uses of money, and (2) how to allocate resources in an industry where normal market forces have been systemically suppressed. In the consumer-driven model, consumers occupy the primary decision-making role regarding the health care that they receive. From an employee benefits perspective, consumer driven health care in the broadest sense may refer to limited employer contribution or dual option plans featuring high deductible health coverage with tax advantaged savings vehicles such as Health Savings Accounts (HSAs), Flexible Spe...
Subjects
free text keywords: Reimbursement, Health policy, Employee benefits, Public economics, Actuarial science, Market forces, Savings account, Medicine, business.industry, business, Deductible, Health care
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