publication . Article . 2010

NUEVOS ENFOQUES DE LAS ENTIDADES FINANCIE RAS ESPANOLAS PARA EL NEGOCIO DE LAS TARJETAS BANCARIAS

Idoeta, Carmelo Mercado; del Castillo Peces, Carlos; de la Mata, Daniel Corral;
Open Access
  • Published: 01 Jan 2010
  • Publisher: European Academic Publishers, Madrid
  • Country: Belarus
Abstract
The objective of this academic research is to verify how and when Spanish financial institutions will need to reshape their card issuing business models in Spain as a consequence of the negative economic impact of the legally binding agreement signed on 2-12-2005 among the largest retail associations and the financial institutions represented by the three local processors (Servired, 4B and Euro6000). This legal agreement has implied a gradual but very significant reduction of the local interchange rates that apply to financial institutions at cards POS local transactions, and represents a significant decrease of the revenues generated in this financial payments ...
Subjects
free text keywords: :ОБЩЕСТВЕННЫЕ НАУКИ::Экономика и экономические науки [ЭБ БГУ]
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