publication . Article . 2012

"Credit Scoring in Islamic Banking; Necessity, Status and Requirements"

Mohammad Sajjad Siahkarzadeh; Mohsen Mohammadi;
Open Access Persian
  • Published: 01 Apr 2012 Journal: تحقیقات مالی اسلامی (پیوسته), volume 1, issue 2, pages 115-141 (issn: 2251-8290, eissn: 2588-6584, Copyright policy)
  • Publisher: Imam Sadiq University
One of the effective solutions for improving the efficiency of economy is credit scoring in banking industry. This mechanism causes fair capital distribution in society, increasing the speed, accuracy and efficiency of money circulation from suppliers to suppliants, increasing transparency ,public confidence and finally decreasing financial crimes and improving safety and welfare in the society. This topic in Islamic banking framework is very important because of its particular nature and unique system. In this article, the authors discuss the importance and necessity of credit scoring in Islamic banking with focus on the Iranian model of Islamic banking then tr...
free text keywords: credit scoring system, islamic banking, economic justice, lcsh:Islamic law, lcsh:KBP1-4860, lcsh:Finance, lcsh:HG1-9999
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