publication . Article . 2014

WHAT INFLUENCE CREDIT CARD DEBTS IN YOUNG CONSUMERS IN MALAYSIA

Syed Shah ALAM; Ruzita Abdul RAHIM; Ridhwanul HAQ; Atiqur Rahman KHAN;
Open Access English
  • Published: 01 Dec 2014 Journal: Journal of Public Administration (issn: 2285-2204, eissn: 2285-3499, Copyright policy)
  • Publisher: Technopress
Abstract
This paper examines empirically antecedents of the credit card debts in young consumers in Malaysia. We examine whether easy access to credit card, credit card related knowledge, aggressive promotion by credit card industry, low minimum payment requirement and attitude towards credit cards influence credit card debts in the younger generation. Regression model was used to meet the objectives. These findings based on a sample of 240 young credit card holders, show that the factors that affect credit card debts are credit card related knowledge, aggressive promotion by credit card industry and low minimum payment requirements. These findings also provide insights ...
Subjects
acm: ComputingMilieux_MISCELLANEOUS
free text keywords: Law, HG1-9999, Social Sciences, H, K1-7720, K, Finance, Law in general. Comparative and uniform law. Jurisprudence
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