Does gender affect funding success at the peer-to-peer credit markets? Evidence from the largest German lending platform

Research, Preprint English OPEN
Barasinska, Nataliya; Schäfer, Dorothea;
  • Publisher: Deutsches Institut für Wirtschaftsforschung (DIW) Berlin
  • Subject: peer-to-peer lending | gender | G21 | access to credit | gender, access to credit, peer-to-peer lending | J16
    • jel: jel:G21 | jel:J16
      ddc: ddc:330

Studies of peer-to-peer lending in the USA find that female borrowers have better chances of getting funds than males. Is differential treatment of borrowers of different sexes a common feature of peer-to-peer lendingmarkets or is it subject to specific businessmodels, ... View more
  • References (24)
    24 references, page 1 of 3

    Alesina, A., Lotti, F. & Mistrulli, P. E. (2009), 'Do women pay more for credit? evidence from italy', Working Paper .

    Amemiya, T. (1978), 'The estimation of a simultaneous equation generalized probit model', Econometrica 46(5), pp. 1193-1205.

    Amemiya, T. (1979), 'The estimation of a simultaneous-equation tobit model', International Economic Review 20(1), pp. 169-181.

    Arrow, K. (1973), The Theory of Discrimination, Princeton University Press, in Aschenfelter, O. and Rees, A. (ed.), Discrimination in Labor Markets, Princeton University Press.

    Becker, G. S. (1957), The Economics of Discrimination, University Press, Chicago.

    Blanchflower, D. G., Levine, P. B. & Zimmerman, D. J. (2003), 'Discrimination in the small-business credit market', Review of Economics and Statistics 85(4), 930- 943.

    Blanchflower, D. G. & Oswald, A. J. (1998), 'What makes an entrepreneur?', Journal of Labor Economics 16(1), 26-60.

    Braga, J., Humphrey, S. J. & Starmer, C. (2009), 'Market experience eliminates some anomalies-and creates new ones', European Economic Review 53(4), 401- 416.

    Cavalluzzo, K. S., Cavalluzzo, L. C. & Wolken, J. D. (2002), 'Competition, small business financing, and discrimination: Evidence from a new survey', Journal of Business 75(4), 641-680.

    Duarte, Jefferson, S. S. & Young, L. A. (2009), 'Trust and credit', SSRN Working Paper Series .

  • Metrics
Share - Bookmark