Facilitating SME Financing through Improved Credit Reporting

Report, Preprint English OPEN
International Committee on Credit Reporting;
(2014)
  • Publisher: World Bank, Washington, DC
  • Subject: SETTLEMENTS | CREDIT BUREAUS | PAYMENT DEFAULTS | JOB CREATION | CAPITAL REQUIREMENTS | COST OF CREDIT | CREDITWORTHINESS | BUSINESS PEOPLE | SECURITIES | COOPERATIVE BANKS | BANKING SYSTEM | CONSUMER PROTECTION | CREDIT PERFORMANCE | GOOD CREDIT | FINANCIAL INFORMATION | CREDIT GUARANTEE | COMMERCIAL TRANSACTIONS | OVERDRAFTS | FINANCING FACILITY | UNIVERSAL BANKS | FINANCIAL STABILITY | BANKS | REPAYMENT SCHEDULES | CREDIT APPLICATION | NEED FOR CREDIT | WAREHOUSE | FINANCIAL INTERMEDIARY | SOLVENCY | CHECKING ACCOUNT | BANKRUPTCY LAWS | DEPOSIT | CREDITOR | ANTI-MONEY LAUNDERING LEGISLATION | CHAMBER OF COMMERCE | CORRUPTION | CONTRACT ENFORCEMENT | BALANCE SHEETS | INTERNATIONAL FINANCE | START-UPS | LATE PAYMENTS | CREDIT RISK MANAGEMENT | ECONOMIC ACTIVITIES | CAPITAL INJECTIONS | CREDIT CARDS | INFORMATION ASYMMETRIES | ACCESS TO INFORMATION | E-COMMERCE | CREDIT MARKET | BUSINESS ACTIVITY | CREDIT SCORES | INFORMATION ABOUT CREDIT | MOVABLE COLLATERAL | LETTERS OF CREDIT | BUSINESS ACTIVITIES | FINANCING FACILITIES | UNION | CAPITAL MARKETS | DIRECT LOAN | EXTERNAL FINANCE | SHORT-TERM FINANCING | UNFAIR COMPETITION | CREDIT HISTORY | DEVELOPMENT BANK | INSURANCE | ADMINISTRATIVE BURDEN | BANKING SUPERVISION | EXTERNAL CREDIT | FINANCIAL FRAUD | SOCIAL SECURITY | PEER LENDING | REGULATORY OVERSIGHT | DEBTORS | DISCRIMINATION | ACCESS TO CAPITAL | INTERNAL FINANCING | REIMBURSABLE GRANTS | SAVINGS ACCOUNT | NEW BUSINESS | BUSINESS OWNERS | POTENTIAL DEBTORS | COMMERCIAL BANKS | LINE OF CREDIT | PUBLIC POLICY | ANTI-MONEY LAUNDERING | PROPERTY AS COLLATERAL | DEBT | LOAN | FACILITATION | INDEBTEDNESS | FINANCIAL SERVICES | WORKING CAPITAL | MONEYLENDERS | DOMESTIC BANKS | FAIR ACCESS | DEBT INSTRUMENTS | MUTUAL FUNDS | SMALL BUSINESS | CREDIT FACILITY | DIRECT FINANCING | LIMITED ACCESS TO FINANCE | LOAN AMOUNTS | FINANCIAL CAPACITY | CREDIT BUREAU | CURRENT ACCOUNT | FORMAL FINANCIAL INSTITUTIONS | CONSUMER LENDING | REGULATORY FRAMEWORK | FINANCING CONSTRAINTS | CREDIT RATING | TERM CREDIT | INTERNATIONAL BANK | SMALL BUSINESSES | AVAILABILITY OF CREDIT | ID | SAVINGS | ACCESS TO FINANCING | CREDIT REGISTRIES | REPAYMENT | RISK MANAGEMENT | BALANCE SHEET | RESERVE BANK | INTEREST RATES | LEGAL AUTHORITY | LOAN OFFICER | ALTERNATIVE FINANCING | EXTERNAL FINANCING | PROBABILITY OF DEFAULT | EXPENDITURES | SOURCES OF FINANCE | CREDIT HISTORY INFORMATION | BANKRUPTCY FILINGS | COMMERCIAL LENDING | CREDIT RATINGS | CONSUMER CREDIT | MORTGAGES | BROAD ACCESS | LIMITED ACCESS | FINANCIAL INSTITUTION | ECONOMIC GROWTH | CREDIT MARKETS | SMALL BUSINESS ADMINISTRATION | BANKRUPTCY | TRADE CREDITORS | CASH ADVANCE | LETTER OF CREDIT | CREDIT GUARANTEES | BANK LOANS | LOAN SIZE | GUARANTY | Finance and Financial Sector Development - Access to Finance Banks and Banking Reform Finance and Financial Sector Development - Financial Intermediation Finance and Financial Sector Development - Debt Markets Finance and Financial Sector Development - Bankruptcy and Resolution of Financial Distress | FIXED ASSETS | LACK OF INFORMATION | VENTURE CAPITAL | CREDITORS | REAL ESTATE | FINANCIAL OBLIGATIONS | CREDIT GAP | FINANCING CONSTRAINT | LARGE FIRMS | FINANCIAL CREDITORS | PROPERTY RIGHTS | TRADE CREDITOR | CREDIT RATING AGENCIES | REPAYMENT CAPACITY | CREDIT POLICIES | GUARANTORS | FINANCIAL INSTITUTIONS | BUSINESS INFORMATION | INFORMATION SHARING | ARREARS | FINANCIAL MARKET | ASYMMETRIC INFORMATION | ECONOMIC DEVELOPMENT | GUARANTEE SCHEME | GOVERNMENT BONDS | EXPLOITATION | REPAYMENT PERIOD | JUDGMENT | CREDIT REPORTS | CREDIT HISTORIES | ACCESS TO CREDIT | BUSINESS PLAN | CREDIT RISKS | START-UP | FINANCIAL STATEMENTS | LENDERS | CREDIT MANAGEMENT | ACCOUNTS RECEIVABLES | MORAL HAZARD | FINANCIAL OBLIGATION | FINANCING NEEDS | CREDIT REPORTING | FINANCIAL CRISES | BANKING AUTHORITY | CREDIT INFORMATION | CREDIT CARD | TYPES OF CREDITORS | OVERDRAFT | POTENTIAL BORROWERS | DEPOSIT RELATIONSHIP | BENEFITS OF CREDIT | LEGAL ENVIRONMENT | LENDER | DEBTOR | FINANCIAL POSITION | FINANCIAL PRODUCTS | BANKRUPTCIES | CREDITOR RIGHTS | TRADE CREDIT | FINANCE CORPORATION | OUTSTANDING LOAN | CREDIT RELATIONSHIP | CREDIT REPORT | CREDIT RISK | FINANCIAL REPORTING | BORROWING | INFORMATION SERVICE | MERCHANTS | PROTECTION OF PROPERTY | DEVELOPMENT BANKS

The general principles for credit reporting were issued by the World Bank in September 2011. Since then, the World Bank and the international committee on credit reporting (ICCR) have been leading efforts towards ... View more
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