Are information disclosure mandates effective? Evidence from the credit card market

Research, Preprint English OPEN
Elizondo, Alan ; Seira, Enrique (2014)
  • Publisher: Ciudad de México: Banco de México
  • Subject: truth in lending | D12 | D14 | G21 | G02 | G28 | information disclosure | Mexico | credit cards | Credit cards, information disclosure, truth in lending, Mexico. | D83
    • jel: jel:D14 | jel:G21 | jel:D12 | jel:D83 | jel:G02 | jel:G28
      ddc: ddc:330

Consumer protection in financial markets in the form of information disclosure is high on governments agendas, despite the fact that the empirical evidence on its effectiveness is scarce. To measure the impact of Truth-in-Lending-Act-type disclosures on default and inde... View more
  • References (3)

    7See for example Soll et al. (forthcoming). Early studies: Shay and Schober (1973), Day and Brandt (1974), and Durkin (1975) look at the e ect of the TILA itself on awareness, though do not include a control group.

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