Gender and Banking: Are Women Better Loan Officers?

Article, Research, Preprint OPEN
Beck, T.H.L.; Behr, P.; Guttler, A.;
  • Publisher: EBC
  • Journal: Review of Finance, volume 17, issue 4, pages 1,279-1,321
  • Related identifiers: doi: 10.1093/rof/rfs028
  • Subject: loan default | G21 - Banks ; Depository Institutions ; Micro Finance Institutions ; Mortgages | screening | gender | Behavioral banking; gender; loan default; loan officers; monitoring; screening | Behavioral banking; loan officers; gender; loan default; monitoring; screening | monitoring | Behavioral banking;loan officers;gender;loan default;monitoring;screening | J16 - Economics of Gender ; Non-labor Discrimination | Behavioral banking | loan officers | HG
    • jel: jel:G21 | jel:J16
    mesheuropmc: education | health care economics and organizations

We analyze gender differences associated with loan officer performance. Using a unique data set for a commercial bank in Albania over the period 1996 to 2006, we find that loans screened and monitored by female loan officers show statistically and economically significa... View more
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