Rational inefficiency and non-performing loans in Chinese banking: A non-parametric bootstrapping approach
Matthews, Kent; Guo, Jianguang; Zhang, Nina;
Publisher: Cardiff University, Cardiff Business School Cardiff
Subject: Kreditrisiko | Data-Envelopment-Analyse | D23 | G21 | Notleidende Kredite | X-inefficiency | G28 | X-Effizienz | Bank | DEA. Bootstrapping | Bank Efficiency; China; X-inefficiency; DEA | China | Bank Efficiency
jel: jel:G21 | jel:D23 | jel:G28
The existing Chinese banking system was born out of a state-planning framework focussed on the funding of state-owned enterprises. Despite the development of a modern banking system, numerous studies of Chinese banking point to its high level of average inefficiency. Mu... View more
Altunbas, Y., and Molyneux, P. (1996). “Cost economies in EU banking system”, Journal of Economics and Business, Vol. 48, Issue 3, 217-230.
Avkiran, N.K. (1999). “An application reference for data envelopment analysis in branch banking: helping the novice researcher”, International Journal of Bank Marketing, 17(5), 206-220.
Banker, R.D., Charnes, A., and Cooper, A.A. (1984). “Some models for estimating technical and scale inefficiencies in data envelopment analysis”, Management Science, 9, pp. 1078- 1092.
Berger, A.N., and Mester L. (1997), “Inside the Black Box: What explains difference in efficiencies of financial institutions”, Journal of Banking and Finance, 21, 895-947 Berger, A.N., and Humphrey, D.B. (1997). “Efficiency of Financial Institutions: International Survey and Directions for Future Research”, European Journal of Operational Research, 98, 175-212.
Berger A N., Hunter W C and Timme S G (1993), "The Efficiency of Financial Institutions: A Review and Preview of Research Past, Present and Future", Journal of Banking and Finance, 17, 221-249
Berger A N., Hanweck G A. and Humphrey D B. (1987), “Competitive Viability in Banking, scale, scope and product mix economies”, Journal of Monetary Economics, 20, 501-520 Bhattacharyya, A., Lovell, C.A.K., and Sahay, P. (1997). “The Impact of Liberalization on the Productive Efficiency of Indian Commercial Banks”, European Journal of Operational Research, 98, 332-345.
Bogetoft P and Hougarrd J L (2003), “Rational Efficiencies”, Journal of Productivity Analysis, 20, 243-291
McKenzie R B and Tullock G (1975), The New World of Economics, Homewood, Illinois: Richard D Irwin inc Xu Z, Junmin Z and Zhenseng J (2001), "An Analysis of the Efficiency of State-Owed Banks with Examples", South China Financial Research, 16, 1, 25-27 (Chinese language)