Logit Analysis for Profit Maximizing Loan Classification

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Watt, David L.; Mortensen, Timothy L.; Leistritz, F. Larry;
  • Subject: Financial Economics, | farm, financial, logistic regression, loan delinquency, Farm Management, Financial Economics,

Lending criteria and loan classification methods are developed. Rating system breaking points are analyzed to present a method to maximize loan revenues. Financial characteristics of farmers are used as determinants of delinquency in a multivariate logistic model. Resul... View more
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